Property Trusts: Are They Suitable For Me?

Property Trusts: Are They Right for You? Understanding When They Help — and When They Don’t

Property Trusts have gained significant attention in recent years, particularly among homeowners looking to plan ahead and protect their most valuable asset. With so much information available online—some of it conflicting—it can be difficult to understand whether a Property Trust is genuinely beneficial or simply an unnecessary legal arrangement. At Kempton Redman Law, our priority is to provide clear, honest and tailored advice that ensures you make the right decision for your personal circumstances.

While Property Trusts can provide meaningful advantages in the right situation, they are far from a one-size-fits-all solution. Used appropriately, a trust may help protect a share of your home for loved ones, offer certainty in blended family situations, or provide structure within a broader estate planning strategy. For some individuals, they can be an excellent tool to safeguard future intentions and bring peace of mind.

However, it is equally important to recognise that not everyone benefits from placing their property into trust. For many clients, simpler and more cost-effective arrangements—such as a well-structured Will, amendments to ownership, or alternative estate planning mechanisms—may provide all the protection they need without the administrative demands or formality of creating a trust. The value lies not in the product itself, but in matching the right solution to your circumstances.

At Kempton Redman Law, we pride ourselves on guiding clients through these decisions with transparency and integrity. We understand that discussions about property and future planning often come at sensitive times, whether you are preparing for later life, managing a family change, or simply seeking clarity. That is why our approach focuses on listening first, understanding your goals, and only then recommending the structure that aligns with your best interests.

As Roy Dougan explains, “Clients place their trust in us because they know we will always give honest, balanced guidance. A Property Trust can be incredibly useful—but only when it is genuinely the right option for that person.” This philosophy underpins every conversation we have about Property Trusts. Our role is not to persuade or sell but to inform, support and ensure that you feel confident in your decisions.

When we meet with clients considering a Property Trust, we take the time to review their full situation, including family arrangements, financial considerations, current Wills, long-term planning goals and any specific concerns they wish to address. Only then do we assess whether a trust is suitable. In some cases, it is the best way to secure a desired outcome; in others, our advice may be that the client is better served by simpler measures.

Ultimately, the most important factor is ensuring you receive advice that is accurate, appropriate and fully aligned with your intentions.

If you are considering a Property Trust, or if you simply want reassurance that your home and family are protected, our team at Kempton Redman Law is here to help. We are committed to offering guidance you can rely on—and to recommending only what is right for you, and nothing more.