Remortgaging
Remortgaging services from trusted property solicitors across Northern Ireland.
Remortgaging is a smart financial move for many homeowners — whether you're looking for a better interest rate, releasing equity, or switching lenders.
At Kempton Redman Law, we make the legal process of remortgaging fast, simple, and stress-free. Even though you're not buying or selling, your new lender still requires a solicitor to carry out important legal checks, redeem your old mortgage, and register the new one.
Our experienced property team will guide you through every step, liaise directly with your lender, and ensure your remortgage completes smoothly. With offices across County Armagh, you can trust us to handle the paperwork — so you can focus on the savings.
Why Choose Kempton Redman Law?
So why should you choose Kempton Redman Law to help you carry out your remortgage?
Personal, one-to-one service
Dedicated Conveyancing Team
Transparent pricing with no hidden fees
Local market knowledge
Trusted by first-time buyers and experienced movers alike
Prompt communication and proactive updates
One of a select few firms to have an app, providing updates for your case 24/7.
FAQs
What is remortgaging?
Remortgaging is the process of switching your current mortgage to a new lender or mortgage product, often to save money or release equity.
Do I need a solicitor to remortgage?
Yes, if you're switching to a new lender. A solicitor is required to handle legal checks, redeem the old mortgage, and register the new one.
How long does the remortgage process take?
On average, remortgaging takes 4 weeks, depending on the lender, paperwork, and how quickly documents are returned. However this period can be longer.
Can I remortgage a Buy-To-Let property?
Yes. We handle both residential and investment property remortgages.
What is a redemption statement?
A redemption statement shows the amount needed to pay off your current mortgage. We request this from your lender on your behalf.
Will I need to attend the office in person?
Not always. Many remortgage cases can be completed via phone, email, or post — we’ll let you know what’s required.
What are the legal fees for remortgaging?
Contact us directly for a tailored quote based on your circumstances and remortgage offer.
Why choose Kempton Redman Law for my property purchase?
We offer a fast, efficient service with local expertise and direct access to our experienced property solicitors. We work closely with local estate agents, mortgage brokers and financial advisors.
Related Topics
Buying & Selling A Property
Investment Property
Conveyancing
Will Writing